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Utah Loan Servicing Company Information

  • Kaysville
  • 84037
  • Utah
  • United States


Utah Loan Servicing is a debt buyer and a collection agency. We service all types of loans, but our specialty and expertise is in handling second mortgages and unsecured loans. An important factor for any bank that decides to sell their non-performing assets is the risk to their reputation. You, as a lender, deserve to work with a company that operates with integrity and is committed to excellence. We consider ourselves to be an extension of our assignor banks and it's important that we maintain and promote their reputations in a positive light with our borrowers. Because we are a loan servicing company and not just a local investor, we have the facilities, the staff, the technology, the commitment to FDCPA, GLB and FCRA compliance, the financial strength to operate as an extension of any major lender's loss mitigation department. We consider ourselves to be strategic partners, committed to a long-term relationship with our assignor banks. Our research staff has the capability to thoroughly process thousands of loans on a monthly basis, enabling us to have purchase offers ready to submit within 48-72 hours. Upon your approval, we can fund same-day or within 24 hours. All of our note purchases are serviced by our in-house loan resolution staff. We focus strongly on workout arrangements with our borrowers and use foreclosure as a last option. Due to our flexibility, initiated foreclosures represent only a fraction of our entire portfolio. We treat borrowers with respect, while asking them to make difficult decisions about how they spend their money and when they pay their bills.

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